Call reports 2004
BANK OF JAMESTOWN — 2004
What BANK OF JAMESTOWN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 133,721,000 | 135,976,000 | 136,200,000 | 137,116,000 |
| Total loans | 58,372,000 | 60,083,000 | 60,558,000 | 60,652,000 |
| Allowance for loan losses | 621,000 | 384,000 | 389,000 | 420,000 |
| Securities available for sale | 33,957,000 | 33,879,000 | 35,078,000 | 36,393,000 |
| Securities held to maturity | 33,227,000 | 32,971,000 | 31,973,000 | 31,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,802,000 | 97,005,000 | 96,675,000 | 99,964,000 |
| Interest-bearing deposits | 82,361,000 | 82,158,000 | 82,323,000 | 84,388,000 |
| Noninterest-bearing deposits | 13,441,000 | 14,847,000 | 14,352,000 | 15,577,000 |
| Equity capital | 16,268,000 | 16,019,000 | 15,540,000 | 15,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,613,000 | 5,431,000 | 7,244,000 |
| Interest expense | 674,000 | 1,347,000 | 2,023,000 | 2,717,000 |
| Net interest income | 1,139,000 | 2,266,000 | 3,408,000 | 4,527,000 |
| Noninterest income | 229,000 | 459,000 | 685,000 | 887,000 |
| Noninterest expense | 772,000 | 1,555,000 | 2,353,000 | 3,130,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 140,000 |
| Pretax income | 566,000 | 1,110,000 | 1,650,000 | 2,144,000 |
| Income tax | 95,000 | 184,000 | 273,000 | 340,000 |
| Net income | 471,000 | 926,000 | 1,377,000 | 1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,090,000 | 16,544,000 | 15,605,000 | 15,323,000 |
| Total capital | 16,711,000 | 16,928,000 | 15,994,000 | 15,743,000 |
| Risk-weighted assets | 67,602,000 | 69,383,000 | 69,869,000 | 71,002,000 |