Call reports 2003
BANK OF JAMESTOWN — 2003
What BANK OF JAMESTOWN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 136,102,000 | 138,550,000 | 133,887,000 | 134,242,000 |
| Total loans | 59,636,000 | 58,603,000 | 57,776,000 | 57,767,000 |
| Allowance for loan losses | 719,000 | 760,000 | 751,000 | 681,000 |
| Securities available for sale | 45,083,000 | 45,291,000 | 37,748,000 | 38,022,000 |
| Securities held to maturity | 25,478,000 | 25,750,000 | 31,385,000 | 31,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,371,000 | 98,331,000 | 95,433,000 | 97,963,000 |
| Interest-bearing deposits | 84,025,000 | 84,524,000 | 81,978,000 | 83,230,000 |
| Noninterest-bearing deposits | 13,346,000 | 13,807,000 | 13,454,000 | 14,733,000 |
| Equity capital | 15,541,000 | 16,204,000 | 16,219,000 | 15,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,851,000 | 3,708,000 | 5,580,000 | 7,419,000 |
| Interest expense | 771,000 | 1,533,000 | 2,270,000 | 2,991,000 |
| Net interest income | 1,080,000 | 2,175,000 | 3,310,000 | 4,428,000 |
| Noninterest income | 261,000 | 574,000 | 850,000 | 1,117,000 |
| Noninterest expense | 767,000 | 1,535,000 | 2,278,000 | 3,079,000 |
| Provision for loan losses | 62,000 | 107,000 | 137,000 | 137,000 |
| Pretax income | 512,000 | 1,107,000 | 1,745,000 | 2,329,000 |
| Income tax | 76,000 | 187,000 | 310,000 | 416,000 |
| Net income | 436,000 | 920,000 | 1,435,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,204,000 | 15,688,000 | 16,203,000 | 15,619,000 |
| Total capital | 15,923,000 | 16,448,000 | 16,954,000 | 16,300,000 |
| Risk-weighted assets | 66,698,000 | 67,335,000 | 67,212,000 | 68,084,000 |