Call reports 2002
BANK OF JAMESTOWN — 2002
What BANK OF JAMESTOWN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 119,501,000 | 124,028,000 | 127,046,000 | 130,781,000 |
| Total loans | 59,981,000 | 60,509,000 | 59,235,000 | 58,191,000 |
| Allowance for loan losses | 753,000 | 797,000 | 788,000 | 723,000 |
| Securities available for sale | 28,669,000 | 30,376,000 | 28,690,000 | 31,783,000 |
| Securities held to maturity | 23,274,000 | 25,152,000 | 30,181,000 | 29,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,604,000 | 91,208,000 | 91,913,000 | 94,316,000 |
| Interest-bearing deposits | 76,282,000 | 76,955,000 | 78,206,000 | 80,368,000 |
| Noninterest-bearing deposits | 13,322,000 | 14,253,000 | 13,706,000 | 13,948,000 |
| Equity capital | 13,327,000 | 14,391,000 | 15,028,000 | 15,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,903,000 | 3,844,000 | 5,785,000 | 7,661,000 |
| Interest expense | 807,000 | 1,605,000 | 2,403,000 | 3,187,000 |
| Net interest income | 1,096,000 | 2,239,000 | 3,382,000 | 4,474,000 |
| Noninterest income | 205,000 | 465,000 | 754,000 | 1,049,000 |
| Noninterest expense | 717,000 | 1,438,000 | 2,164,000 | 3,120,000 |
| Provision for loan losses | 45,000 | 131,000 | 206,000 | 276,000 |
| Pretax income | 539,000 | 1,135,000 | 1,766,000 | 2,127,000 |
| Income tax | 103,000 | 221,000 | 345,000 | 356,000 |
| Net income | 436,000 | 914,000 | 1,421,000 | 1,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,737,000 | 14,214,000 | 14,722,000 | 14,768,000 |
| Total capital | 14,490,000 | 15,011,000 | 15,510,000 | 15,491,000 |
| Risk-weighted assets | 121,047,000 | 67,373,000 | 67,735,000 | 68,132,000 |