Call reports 2001
BANK OF JAMESTOWN — 2001
What BANK OF JAMESTOWN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 98,613,000 | 102,130,000 | 110,017,000 | 115,750,000 |
| Total loans | 58,899,000 | 60,671,000 | 62,516,000 | 62,584,000 |
| Allowance for loan losses | 699,000 | 662,000 | 722,000 | 750,000 |
| Securities available for sale | 15,488,000 | 15,896,000 | 18,511,000 | 23,935,000 |
| Securities held to maturity | 17,360,000 | 18,155,000 | 21,551,000 | 22,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,108,000 | 76,623,000 | 81,580,000 | 86,598,000 |
| Interest-bearing deposits | 64,049,000 | 64,843,000 | 69,030,000 | 73,485,000 |
| Noninterest-bearing deposits | 11,059,000 | 11,781,000 | 12,550,000 | 13,112,000 |
| Equity capital | 12,281,000 | 12,700,000 | 13,261,000 | 13,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,878,000 | 3,785,000 | 5,730,000 | 7,668,000 |
| Interest expense | 887,000 | 1,763,000 | 2,630,000 | 3,441,000 |
| Net interest income | 991,000 | 2,022,000 | 3,100,000 | 4,227,000 |
| Noninterest income | 205,000 | 417,000 | 671,000 | 883,000 |
| Noninterest expense | 651,000 | 1,315,000 | 2,016,000 | 2,711,000 |
| Provision for loan losses | 38,000 | 79,000 | 184,000 | 290,000 |
| Pretax income | 505,000 | 1,043,000 | 1,569,000 | 2,107,000 |
| Income tax | 111,000 | 231,000 | 340,000 | 440,000 |
| Net income | 394,000 | 812,000 | 1,229,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,274,000 | 12,693,000 | 13,109,000 | 13,300,000 |
| Total capital | 12,973,000 | 13,355,000 | 13,831,000 | 14,050,000 |
| Risk-weighted assets | 99,645,000 | 103,126,000 | 110,840,000 | 116,789,000 |