Call reports 2022
CELTIC BANK CORPORATION — 2022
What CELTIC BANK CORPORATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,752,609,000 | 1,818,400,000 | 1,862,622,000 | 2,136,835,000 |
| Total loans | 1,358,990,000 | 1,372,554,000 | 1,371,808,000 | 1,560,889,000 |
| Allowance for loan losses | 38,213,000 | 37,920,000 | 36,653,000 | 35,986,000 |
| Securities available for sale | 5,362,000 | 5,362,000 | 5,087,000 | 5,087,000 |
| Securities held to maturity | 217,966,000 | 240,713,000 | 266,770,000 | 282,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 994,404,000 | 1,072,922,000 | 1,175,917,000 | 1,506,483,000 |
| Interest-bearing deposits | 929,116,000 | 1,006,627,000 | 1,097,428,000 | 1,413,452,000 |
| Noninterest-bearing deposits | 65,287,000 | 66,295,000 | 78,489,000 | 93,031,000 |
| Equity capital | 374,436,000 | 389,252,000 | 406,128,000 | 429,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,089,000 | 51,809,000 | 84,912,000 | 127,869,000 |
| Interest expense | 4,883,000 | 10,194,000 | 17,792,000 | 27,203,000 |
| Net interest income | 19,206,000 | 41,615,000 | 67,120,000 | 100,666,000 |
| Noninterest income | 25,696,000 | 47,547,000 | 69,231,000 | 89,800,000 |
| Noninterest expense | 20,912,000 | 41,263,000 | 62,086,000 | 81,722,000 |
| Provision for loan losses | 336,000 | 1,129,000 | 1,519,000 | 831,000 |
| Pretax income | 23,654,000 | 46,770,000 | 72,746,000 | 107,913,000 |
| Income tax | 6,150,000 | 11,450,000 | 18,550,000 | 27,550,000 |
| Net income | 17,504,000 | 35,320,000 | 54,196,000 | 80,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,828,000 | 383,432,000 | 400,217,000 | 423,613,000 |