Call reports 2021
CELTIC BANK CORPORATION — 2021
What CELTIC BANK CORPORATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,704,832,000 | 3,905,054,000 | 2,712,631,000 | 1,929,681,000 |
| Total loans | 4,258,507,000 | 3,546,491,000 | 2,200,691,000 | 1,509,961,000 |
| Allowance for loan losses | 42,684,000 | 43,090,000 | 40,323,000 | 39,003,000 |
| Securities available for sale | 5,623,000 | 5,623,000 | 5,623,000 | 5,620,000 |
| Securities held to maturity | 122,004,000 | 150,915,000 | 157,932,000 | 193,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 970,264,000 | 876,476,000 | 913,984,000 | 962,153,000 |
| Interest-bearing deposits | 869,832,000 | 802,259,000 | 839,830,000 | 899,303,000 |
| Noninterest-bearing deposits | 100,433,000 | 74,217,000 | 74,154,000 | 62,850,000 |
| Equity capital | 301,270,000 | 319,249,000 | 337,492,000 | 359,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,612,000 | 54,081,000 | 81,847,000 | 107,643,000 |
| Interest expense | 6,763,000 | 13,341,000 | 18,741,000 | 23,939,000 |
| Net interest income | 19,849,000 | 40,740,000 | 63,106,000 | 83,704,000 |
| Noninterest income | 41,050,000 | 67,656,000 | 96,859,000 | 132,611,000 |
| Noninterest expense | 17,181,000 | 35,961,000 | 58,504,000 | 80,542,000 |
| Provision for loan losses | 729,000 | 1,371,000 | 1,854,000 | 1,961,000 |
| Pretax income | 42,989,000 | 71,064,000 | 99,607,000 | 133,812,000 |
| Income tax | 10,960,000 | 18,055,000 | 25,355,000 | 34,120,000 |
| Net income | 32,029,000 | 53,009,000 | 74,252,000 | 99,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 296,209,000 | 314,145,000 | 332,257,000 | 354,454,000 |