Call reports 2011
CELTIC BANK CORPORATION — 2011
What CELTIC BANK CORPORATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 218,566,000 | 219,530,000 | 214,576,000 | 223,876,000 |
| Total loans | 164,525,000 | 167,406,000 | 159,949,000 | 178,430,000 |
| Allowance for loan losses | 3,775,000 | 3,586,000 | 4,139,000 | 6,106,000 |
| Securities available for sale | 0 | 0 | 1,985,000 | 0 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,886,000 | 180,773,000 | 176,440,000 | 179,152,000 |
| Interest-bearing deposits | 182,886,000 | 180,773,000 | 176,440,000 | 179,152,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 28,440,000 | 29,693,000 | 30,989,000 | 31,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,196,000 | 8,400,000 | 12,458,000 | 17,089,000 |
| Interest expense | 1,290,000 | 2,504,000 | 3,729,000 | 4,903,000 |
| Net interest income | 1,906,000 | 5,896,000 | 8,729,000 | 12,186,000 |
| Noninterest income | 1,999,000 | 3,450,000 | 6,383,000 | 10,908,000 |
| Noninterest expense | 2,755,000 | 5,647,000 | 8,654,000 | 11,999,000 |
| Provision for loan losses | 0 | 645,000 | 1,330,000 | 3,524,000 |
| Pretax income | 1,150,000 | 3,054,000 | 5,128,000 | 7,571,000 |
| Income tax | 431,000 | 1,145,000 | 1,923,000 | 2,839,000 |
| Net income | 719,000 | 1,909,000 | 3,205,000 | 4,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,440,000 | 29,693,000 | 30,989,000 | 31,140,000 |
| Total capital | 30,584,000 | 32,038,000 | 33,252,000 | 33,499,000 |
| Risk-weighted assets | 169,860,000 | 186,372,000 | 179,171,000 | 185,008,000 |