Call reports 2001
CELTIC BANK CORPORATION — 2001
What CELTIC BANK CORPORATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,884,000 | 7,102,000 | 10,999,000 | 14,885,000 |
| Total loans | 994,000 | 3,905,000 | 7,410,000 | 10,876,000 |
| Allowance for loan losses | 12,000 | 42,000 | 78,000 | 111,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,000 | 3,537,000 | 7,508,000 | 11,462,000 |
| Interest-bearing deposits | 0 | 3,350,000 | 7,207,000 | 11,098,000 |
| Noninterest-bearing deposits | 200,000 | 187,000 | 301,000 | 364,000 |
| Equity capital | 3,587,000 | 3,483,000 | 3,347,000 | 3,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 25,000 | 132,000 | 334,000 | 616,000 |
| Interest expense | 0 | 8,000 | 65,000 | 151,000 |
| Net interest income | 25,000 | 124,000 | 269,000 | 465,000 |
| Noninterest income | 146,000 | 392,000 | 685,000 | 974,000 |
| Noninterest expense | 172,000 | 591,000 | 1,129,000 | 1,678,000 |
| Provision for loan losses | 12,000 | 42,000 | 78,000 | 111,000 |
| Pretax income | -13,000 | -117,000 | -253,000 | -350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -117,000 | -253,000 | -350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,587,000 | 3,483,000 | 3,347,000 | 3,250,000 |
| Total capital | 3,599,000 | 3,525,000 | 3,425,000 | 3,361,000 |
| Risk-weighted assets | 1,702,000 | 5,789,000 | 9,477,000 | 13,089,000 |