Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 378,119,000 | 373,625,000 | 385,539,000 | 391,374,000 |
| Total loans | 200,449,000 | 200,222,000 | 207,214,000 | 215,136,000 |
| Allowance for loan losses | 8,655,000 | 9,309,000 | 9,095,000 | 8,780,000 |
| Securities available for sale | 7,940,000 | 6,381,000 | 5,727,000 | 4,207,000 |
| Securities held to maturity | 3,474,000 | 4,622,000 | 4,627,000 | 4,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,218,000 | 322,449,000 | 334,381,000 | 339,777,000 |
| Interest-bearing deposits | 254,895,000 | 252,066,000 | 259,069,000 | 259,100,000 |
| Noninterest-bearing deposits | 74,323,000 | 70,383,000 | 75,312,000 | 80,677,000 |
| Equity capital | 43,928,000 | 45,464,000 | 44,836,000 | 45,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,886,000 | 6,113,000 | 9,088,000 | 12,166,000 |
| Interest expense | 127,000 | 257,000 | 377,000 | 494,000 |
| Net interest income | 2,759,000 | 5,856,000 | 8,711,000 | 11,672,000 |
| Noninterest income | 793,000 | 1,910,000 | 2,756,000 | 3,715,000 |
| Noninterest expense | 2,421,000 | 5,102,000 | 8,029,000 | 11,174,000 |
| Provision for loan losses | 0 | 0 | 0 | -274,000 |
| Pretax income | 1,131,000 | 2,664,000 | 3,438,000 | 4,487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,131,000 | 2,664,000 | 3,438,000 | 4,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,527,000 | 44,060,000 | 43,432,000 | 44,283,000 |
| Total capital | 45,277,000 | 46,783,000 | 46,260,000 | 47,202,000 |
| Risk-weighted assets | 214,122,000 | 211,296,000 | 220,002,000 | 227,723,000 |