Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 372,696,000 | 369,912,000 | 379,506,000 | 374,596,000 |
| Total loans | 193,621,000 | 195,204,000 | 199,417,000 | 203,973,000 |
| Allowance for loan losses | 8,867,000 | 8,807,000 | 8,882,000 | 8,780,000 |
| Securities available for sale | 9,517,000 | 9,489,000 | 8,454,000 | 7,445,000 |
| Securities held to maturity | 2,660,000 | 2,656,000 | 3,379,000 | 3,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,229,000 | 322,369,000 | 331,313,000 | 324,113,000 |
| Interest-bearing deposits | 256,272,000 | 256,795,000 | 255,360,000 | 253,521,000 |
| Noninterest-bearing deposits | 69,957,000 | 65,574,000 | 75,953,000 | 70,592,000 |
| Equity capital | 42,304,000 | 43,289,000 | 43,699,000 | 43,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,862,000 | 5,657,000 | 8,547,000 | 11,535,000 |
| Interest expense | 161,000 | 316,000 | 462,000 | 598,000 |
| Net interest income | 2,701,000 | 5,341,000 | 8,085,000 | 10,937,000 |
| Noninterest income | 737,000 | 1,588,000 | 2,590,000 | 2,528,000 |
| Noninterest expense | 2,244,000 | 4,618,000 | 7,022,000 | 9,569,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 390,000 |
| Pretax income | 1,059,000 | 2,041,000 | 3,248,000 | 3,506,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,059,000 | 2,041,000 | 3,248,000 | 3,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,905,000 | 41,887,000 | 42,311,000 | 42,569,000 |
| Total capital | 43,514,000 | 44,527,000 | 45,006,000 | 45,304,000 |
| Risk-weighted assets | 202,472,000 | 205,037,000 | 209,375,000 | 212,723,000 |