Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 359,103,000 | 357,688,000 | 367,826,000 | 370,077,000 |
| Total loans | 180,351,000 | 187,639,000 | 193,117,000 | 196,328,000 |
| Allowance for loan losses | 8,968,000 | 9,023,000 | 9,325,000 | 8,788,000 |
| Securities available for sale | 10,511,000 | 9,616,000 | 9,065,000 | 10,060,000 |
| Securities held to maturity | 1,526,000 | 2,006,000 | 2,006,000 | 2,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,627,000 | 312,393,000 | 322,152,000 | 323,641,000 |
| Interest-bearing deposits | 251,436,000 | 251,315,000 | 253,246,000 | 254,591,000 |
| Noninterest-bearing deposits | 63,191,000 | 61,078,000 | 68,906,000 | 69,050,000 |
| Equity capital | 40,499,000 | 41,314,000 | 41,760,000 | 42,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,947,000 | 5,847,000 | 8,893,000 | 11,878,000 |
| Interest expense | 225,000 | 441,000 | 637,000 | 819,000 |
| Net interest income | 2,722,000 | 5,406,000 | 8,256,000 | 11,059,000 |
| Noninterest income | 766,000 | 1,567,000 | 2,377,000 | 3,431,000 |
| Noninterest expense | 2,413,000 | 4,789,000 | 7,299,000 | 10,307,000 |
| Provision for loan losses | 270,000 | 540,000 | 1,210,000 | 1,480,000 |
| Pretax income | 805,000 | 1,644,000 | 2,124,000 | 2,703,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 805,000 | 1,644,000 | 2,124,000 | 2,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,054,000 | 39,894,000 | 40,374,000 | 40,953,000 |
| Total capital | 41,461,000 | 42,393,000 | 42,959,000 | 43,577,000 |
| Risk-weighted assets | 185,998,000 | 193,380,000 | 200,061,000 | 203,788,000 |