Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 345,147,000 | 341,571,000 | 347,168,000 | 350,986,000 |
| Total loans | 191,405,000 | 192,139,000 | 183,753,000 | 181,119,000 |
| Allowance for loan losses | 8,300,000 | 8,801,000 | 8,195,000 | 8,774,000 |
| Securities available for sale | 12,898,000 | 12,856,000 | 12,334,000 | 10,194,000 |
| Securities held to maturity | 2,014,000 | 2,133,000 | 1,798,000 | 1,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,300,000 | 297,010,000 | 302,757,000 | 305,643,000 |
| Interest-bearing deposits | 241,763,000 | 241,522,000 | 243,674,000 | 246,860,000 |
| Noninterest-bearing deposits | 58,537,000 | 55,488,000 | 59,083,000 | 58,783,000 |
| Equity capital | 39,736,000 | 40,142,000 | 40,237,000 | 40,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,479,000 | 9,661,000 | 12,660,000 |
| Interest expense | 288,000 | 559,000 | 827,000 | 1,080,000 |
| Net interest income | 2,954,000 | 5,920,000 | 8,834,000 | 11,580,000 |
| Noninterest income | 772,000 | 1,467,000 | 2,249,000 | 3,446,000 |
| Noninterest expense | 2,465,000 | 4,999,000 | 7,662,000 | 10,546,000 |
| Provision for loan losses | 270,000 | 990,000 | 1,920,000 | 2,850,000 |
| Pretax income | 991,000 | 1,398,000 | 1,501,000 | 1,630,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 991,000 | 1,398,000 | 1,501,000 | 1,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,261,000 | 38,668,000 | 38,771,000 | 38,900,000 |
| Total capital | 40,764,000 | 41,185,000 | 41,193,000 | 41,315,000 |
| Risk-weighted assets | 194,376,000 | 195,057,000 | 188,001,000 | 186,841,000 |