Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 348,155,000 | 346,065,000 | 346,607,000 | 337,657,000 |
| Total loans | 251,223,000 | 240,081,000 | 230,154,000 | 217,736,000 |
| Allowance for loan losses | 9,149,000 | 9,283,000 | 9,821,000 | 8,817,000 |
| Securities available for sale | 14,110,000 | 13,913,000 | 13,238,000 | 15,014,000 |
| Securities held to maturity | 4,329,000 | 3,840,000 | 3,766,000 | 2,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,372,000 | 300,075,000 | 301,810,000 | 294,950,000 |
| Interest-bearing deposits | 252,115,000 | 250,744,000 | 249,997,000 | 238,138,000 |
| Noninterest-bearing deposits | 50,257,000 | 49,331,000 | 51,813,000 | 56,812,000 |
| Equity capital | 39,099,000 | 39,229,000 | 39,396,000 | 37,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,399,000 | 8,621,000 | 12,460,000 | 16,084,000 |
| Interest expense | 728,000 | 1,378,000 | 1,948,000 | 2,455,000 |
| Net interest income | 3,671,000 | 7,243,000 | 10,512,000 | 13,629,000 |
| Noninterest income | 861,000 | 1,731,000 | 2,765,000 | 3,646,000 |
| Noninterest expense | 2,876,000 | 5,770,000 | 8,942,000 | 12,183,000 |
| Provision for loan losses | 270,000 | 1,690,000 | 2,660,000 | 4,780,000 |
| Pretax income | 1,386,000 | 1,514,000 | 1,675,000 | 312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,386,000 | 1,514,000 | 1,675,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,539,000 | 37,668,000 | 37,829,000 | 36,465,000 |
| Total capital | 40,951,000 | 40,922,000 | 40,949,000 | 39,391,000 |
| Risk-weighted assets | 267,248,000 | 254,253,000 | 242,896,000 | 228,211,000 |