Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 373,623,000 | 367,908,000 | 365,622,000 | 353,161,000 |
| Total loans | 286,092,000 | 279,708,000 | 270,044,000 | 261,503,000 |
| Allowance for loan losses | 7,976,000 | 9,923,000 | 7,822,000 | 9,319,000 |
| Securities available for sale | 6,299,000 | 12,133,000 | 14,085,000 | 13,352,000 |
| Securities held to maturity | 5,127,000 | 5,136,000 | 5,145,000 | 4,398,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,883,000 | 318,831,000 | 315,500,000 | 309,201,000 |
| Interest-bearing deposits | 270,443,000 | 268,864,000 | 261,344,000 | 255,903,000 |
| Noninterest-bearing deposits | 52,440,000 | 49,967,000 | 54,156,000 | 53,298,000 |
| Equity capital | 44,436,000 | 40,744,000 | 41,740,000 | 37,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,682,000 | 8,670,000 | 13,002,000 | 17,325,000 |
| Interest expense | 1,378,000 | 2,674,000 | 3,811,000 | 4,763,000 |
| Net interest income | 3,304,000 | 5,996,000 | 9,191,000 | 12,562,000 |
| Noninterest income | 808,000 | 1,904,000 | 2,796,000 | 3,724,000 |
| Noninterest expense | 2,893,000 | 5,958,000 | 8,803,000 | 11,776,000 |
| Provision for loan losses | 270,000 | 4,540,000 | 4,810,000 | 10,134,000 |
| Pretax income | 949,000 | -2,598,000 | -1,626,000 | -5,624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 949,000 | -2,598,000 | -1,626,000 | -5,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,886,000 | 39,180,000 | 40,152,000 | 36,154,000 |
| Total capital | 46,754,000 | 42,863,000 | 43,702,000 | 39,655,000 |
| Risk-weighted assets | 305,349,000 | 289,411,000 | 279,768,000 | 274,322,000 |