Call reports 2007
SECURITY STATE BANK — 2007
What SECURITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 370,571,000 | 372,430,000 | 377,084,000 | 376,407,000 |
| Total loans | 281,412,000 | 299,911,000 | 312,434,000 | 309,978,000 |
| Allowance for loan losses | 6,646,000 | 7,045,000 | 7,387,000 | 7,921,000 |
| Securities available for sale | 24,271,000 | 22,667,000 | 19,277,000 | 14,644,000 |
| Securities held to maturity | 9,550,000 | 9,441,000 | 9,453,000 | 7,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,373,000 | 322,396,000 | 325,498,000 | 324,478,000 |
| Interest-bearing deposits | 262,583,000 | 263,786,000 | 266,091,000 | 265,610,000 |
| Noninterest-bearing deposits | 59,790,000 | 58,610,000 | 59,407,000 | 58,868,000 |
| Equity capital | 39,700,000 | 41,898,000 | 43,850,000 | 41,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,157,000 | 14,850,000 | 22,484,000 | 29,785,000 |
| Interest expense | 1,829,000 | 3,767,000 | 5,812,000 | 7,986,000 |
| Net interest income | 5,328,000 | 11,083,000 | 16,672,000 | 21,799,000 |
| Noninterest income | 1,623,000 | 2,437,000 | 3,207,000 | 4,021,000 |
| Noninterest expense | 3,644,000 | 6,703,000 | 9,722,000 | 13,418,000 |
| Provision for loan losses | 325,000 | 775,000 | 1,200,000 | 3,625,000 |
| Pretax income | 2,982,000 | 6,042,000 | 8,957,000 | 8,777,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,982,000 | 6,042,000 | 8,957,000 | 8,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,223,000 | 40,432,000 | 42,257,000 | 40,287,000 |
| Total capital | 42,472,000 | 44,829,000 | 46,814,000 | 44,804,000 |
| Risk-weighted assets | 337,478,000 | 349,081,000 | 361,694,000 | 357,928,000 |