Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 343,577,000 | 344,333,000 | 355,843,000 | 354,377,000 |
| Total loans | 239,120,000 | 248,250,000 | 254,146,000 | 275,554,000 |
| Allowance for loan losses | 5,000,000 | 5,365,000 | 5,892,000 | 6,268,000 |
| Securities available for sale | 31,727,000 | 28,657,000 | 27,443,000 | 24,769,000 |
| Securities held to maturity | 10,904,000 | 11,224,000 | 10,909,000 | 9,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,753,000 | 301,206,000 | 309,017,000 | 309,011,000 |
| Interest-bearing deposits | 242,384,000 | 243,596,000 | 248,678,000 | 252,716,000 |
| Noninterest-bearing deposits | 59,369,000 | 57,610,000 | 60,339,000 | 56,295,000 |
| Equity capital | 33,663,000 | 36,049,000 | 37,487,000 | 37,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,807,000 | 12,306,000 | 18,935,000 | 25,914,000 |
| Interest expense | 1,188,000 | 2,541,000 | 4,073,000 | 5,818,000 |
| Net interest income | 4,619,000 | 9,765,000 | 14,862,000 | 20,096,000 |
| Noninterest income | 816,000 | 1,659,000 | 2,502,000 | 3,236,000 |
| Noninterest expense | 2,983,000 | 5,937,000 | 8,866,000 | 12,540,000 |
| Provision for loan losses | 225,000 | 600,000 | 1,125,000 | 1,650,000 |
| Pretax income | 2,227,000 | 4,887,000 | 7,373,000 | 9,142,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,227,000 | 4,887,000 | 7,373,000 | 9,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,523,000 | 34,970,000 | 36,214,000 | 36,201,000 |
| Total capital | 36,197,000 | 38,731,000 | 40,090,000 | 40,357,000 |
| Risk-weighted assets | 292,581,000 | 299,254,000 | 308,017,000 | 330,294,000 |