Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 323,065,000 | 321,104,000 | 334,741,000 | 336,433,000 |
| Total loans | 215,313,000 | 224,510,000 | 241,530,000 | 251,282,000 |
| Allowance for loan losses | 3,316,000 | 3,718,000 | 4,270,000 | 4,800,000 |
| Securities available for sale | 40,739,000 | 40,198,000 | 37,372,000 | 35,823,000 |
| Securities held to maturity | 12,649,000 | 12,354,000 | 11,699,000 | 11,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,091,000 | 282,280,000 | 294,429,000 | 296,309,000 |
| Interest-bearing deposits | 228,060,000 | 230,930,000 | 232,330,000 | 237,065,000 |
| Noninterest-bearing deposits | 56,031,000 | 51,349,000 | 62,099,000 | 59,244,000 |
| Equity capital | 29,754,000 | 31,181,000 | 32,282,000 | 32,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,491,000 | 9,801,000 | 15,539,000 | 21,523,000 |
| Interest expense | 852,000 | 1,800,000 | 2,805,000 | 3,898,000 |
| Net interest income | 3,639,000 | 8,001,000 | 12,734,000 | 17,625,000 |
| Noninterest income | 808,000 | 1,603,000 | 2,405,000 | 3,245,000 |
| Noninterest expense | 2,747,000 | 5,576,000 | 8,376,000 | 12,055,000 |
| Provision for loan losses | 150,000 | 600,000 | 1,250,000 | 2,100,000 |
| Pretax income | 1,550,000 | 3,428,000 | 5,513,000 | 6,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,550,000 | 3,428,000 | 5,513,000 | 6,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,653,000 | 29,911,000 | 31,038,000 | 30,942,000 |
| Total capital | 31,969,000 | 33,585,000 | 34,717,000 | 34,731,000 |
| Risk-weighted assets | 276,913,000 | 293,878,000 | 293,707,000 | 302,122,000 |