Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 259,031,000 | 263,932,000 | 281,064,000 | 316,444,000 |
| Total loans | 166,626,000 | 174,289,000 | 186,538,000 | 212,003,000 |
| Allowance for loan losses | 2,601,000 | 2,739,000 | 2,843,000 | 3,211,000 |
| Securities available for sale | 21,642,000 | 23,248,000 | 26,494,000 | 43,157,000 |
| Securities held to maturity | 11,410,000 | 11,821,000 | 12,097,000 | 11,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,857,000 | 225,437,000 | 241,310,000 | 278,879,000 |
| Interest-bearing deposits | 185,078,000 | 186,789,000 | 195,594,000 | 227,925,000 |
| Noninterest-bearing deposits | 36,779,000 | 38,649,000 | 45,716,000 | 50,954,000 |
| Equity capital | 28,875,000 | 29,371,000 | 30,152,000 | 29,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,569,000 | 7,313,000 | 11,290,000 | 15,594,000 |
| Interest expense | 605,000 | 1,204,000 | 1,820,000 | 2,526,000 |
| Net interest income | 2,964,000 | 6,109,000 | 9,470,000 | 13,068,000 |
| Noninterest income | 557,000 | 1,162,000 | 1,905,000 | 2,694,000 |
| Noninterest expense | 2,040,000 | 4,290,000 | 6,805,000 | 9,907,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,331,000 | 2,681,000 | 4,120,000 | 5,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,331,000 | 2,681,000 | 4,120,000 | 5,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,586,000 | 29,336,000 | 30,071,000 | 27,685,000 |
| Total capital | 31,187,000 | 32,075,000 | 32,914,000 | 30,896,000 |
| Risk-weighted assets | 214,716,000 | 221,788,000 | 235,535,000 | 269,263,000 |