Call reports 2003
SECURITY STATE BANK — 2003
What SECURITY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 239,171,000 | 247,524,000 | 252,555,000 | 256,648,000 |
| Total loans | 159,908,000 | 157,119,000 | 154,779,000 | 162,223,000 |
| Allowance for loan losses | 2,408,000 | 2,364,000 | 2,506,000 | 2,468,000 |
| Securities available for sale | 18,129,000 | 21,104,000 | 21,320,000 | 22,289,000 |
| Securities held to maturity | 12,363,000 | 12,818,000 | 12,982,000 | 11,369,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,017,000 | 213,823,000 | 218,378,000 | 222,077,000 |
| Interest-bearing deposits | 176,764,000 | 181,002,000 | 184,042,000 | 182,099,000 |
| Noninterest-bearing deposits | 32,253,000 | 32,821,000 | 34,336,000 | 39,977,000 |
| Equity capital | 26,716,000 | 27,998,000 | 28,377,000 | 28,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,493,000 | 7,182,000 | 10,718,000 | 14,374,000 |
| Interest expense | 755,000 | 1,478,000 | 2,165,000 | 2,796,000 |
| Net interest income | 2,738,000 | 5,704,000 | 8,553,000 | 11,578,000 |
| Noninterest income | 521,000 | 1,094,000 | 1,680,000 | 2,342,000 |
| Noninterest expense | 1,791,000 | 3,588,000 | 5,540,000 | 8,128,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,318,000 | 2,910,000 | 4,243,000 | 5,192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,318,000 | 2,910,000 | 4,243,000 | 5,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,342,000 | 27,306,000 | 27,994,000 | 27,811,000 |
| Total capital | 28,750,000 | 29,670,000 | 30,500,000 | 30,279,000 |
| Risk-weighted assets | 196,405,000 | 196,428,000 | 200,966,000 | 208,537,000 |