Call reports 2001
SECURITY STATE BANK — 2001
What SECURITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 215,911,000 | 222,146,000 | 229,130,000 | 234,676,000 |
| Total loans | 144,057,000 | 143,535,000 | 143,601,000 | 140,288,000 |
| Allowance for loan losses | 1,485,000 | 1,519,000 | 1,444,000 | 1,681,000 |
| Securities available for sale | 32,612,000 | 24,975,000 | 19,714,000 | 19,294,000 |
| Securities held to maturity | 4,852,000 | 8,306,000 | 10,059,000 | 11,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,108,000 | 193,188,000 | 200,761,000 | 205,749,000 |
| Interest-bearing deposits | 162,416,000 | 165,618,000 | 170,809,000 | 173,895,000 |
| Noninterest-bearing deposits | 25,692,000 | 27,569,000 | 29,953,000 | 31,854,000 |
| Equity capital | 24,725,000 | 24,320,000 | 24,954,000 | 24,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,157,000 | 8,193,000 | 12,117,000 | 15,970,000 |
| Interest expense | 1,683,000 | 3,297,000 | 4,798,000 | 6,098,000 |
| Net interest income | 2,474,000 | 4,896,000 | 7,319,000 | 9,872,000 |
| Noninterest income | 504,000 | 1,002,000 | 1,457,000 | 2,011,000 |
| Noninterest expense | 1,775,000 | 3,563,000 | 5,361,000 | 7,510,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 540,000 |
| Pretax income | 1,143,000 | 2,185,000 | 3,175,000 | 3,833,000 |
| Income tax | 45,000 | 45,000 | 45,000 | 45,000 |
| Net income | 1,098,000 | 2,140,000 | 3,130,000 | 3,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,479,000 | 24,056,000 | 24,611,000 | 24,495,000 |
| Total capital | 25,964,000 | 25,575,000 | 26,055,000 | 26,176,000 |
| Risk-weighted assets | 176,008,000 | 176,480,000 | 175,947,000 | 171,381,000 |