Call reports 2013
CAROLINA BANK — 2013
What CAROLINA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 674,688,000 | 669,254,000 | 667,476,000 | 661,743,000 |
| Total loans | 509,194,000 | 474,560,000 | 459,327,000 | 472,469,000 |
| Allowance for loan losses | 10,239,000 | 10,131,000 | 7,701,000 | 7,663,000 |
| Securities available for sale | 46,931,000 | 49,445,000 | 61,683,000 | 62,016,000 |
| Securities held to maturity | 0 | 9,294,000 | 12,010,000 | 14,810,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,622,000 | 581,853,000 | 584,768,000 | 579,619,000 |
| Interest-bearing deposits | 511,542,000 | 504,652,000 | 496,737,000 | 494,211,000 |
| Noninterest-bearing deposits | 75,080,000 | 77,201,000 | 88,031,000 | 85,408,000 |
| Equity capital | 65,070,000 | 63,894,000 | 60,193,000 | 59,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,089,000 | 13,643,000 | 19,851,000 | 26,063,000 |
| Interest expense | 968,000 | 1,874,000 | 2,723,000 | 3,518,000 |
| Net interest income | 6,121,000 | 11,769,000 | 17,128,000 | 22,545,000 |
| Noninterest income | 4,365,000 | 8,114,000 | 11,107,000 | 13,602,000 |
| Noninterest expense | 7,365,000 | 14,578,000 | 20,950,000 | 26,990,000 |
| Provision for loan losses | 400,000 | 500,000 | 1,100,000 | 3,450,000 |
| Pretax income | 2,743,000 | 4,997,000 | 6,457,000 | 5,979,000 |
| Income tax | 927,000 | 1,651,000 | 2,034,000 | 1,705,000 |
| Net income | 1,816,000 | 3,346,000 | 4,423,000 | 4,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,327,000 | 63,057,000 | 59,134,000 | 58,848,000 |
| Total capital | 79,116,000 | 78,618,000 | 74,783,000 | 72,877,000 |
| Risk-weighted assets | 517,656,000 | 497,158,000 | 506,590,000 | 526,032,000 |
Machine access — free, no API key
Every figure shown here about CAROLINA BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.