Call reports 2009
FIRST STATE BANK OF ALTUS — 2009
What FIRST STATE BANK OF ALTUS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 105,469,000 | 90,867,000 |
| Total loans | 83,733,000 | 70,324,000 |
| Allowance for loan losses | 4,725,000 | 6,358,000 |
| Securities available for sale | 9,532,000 | 7,906,000 |
| Securities held to maturity | 405,000 | 370,000 |
| Trading assets | 0 | 0 |
| Total deposits | 99,830,000 | 98,161,000 |
| Interest-bearing deposits | 87,213,000 | 86,130,000 |
| Noninterest-bearing deposits | 12,617,000 | 12,031,000 |
| Equity capital | 5,192,000 | -7,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,290,000 | 2,122,000 |
| Interest expense | 470,000 | 945,000 |
| Net interest income | 820,000 | 1,177,000 |
| Noninterest income | 205,000 | 474,000 |
| Noninterest expense | 1,099,000 | 2,091,000 |
| Provision for loan losses | 275,000 | 12,700,000 |
| Pretax income | -349,000 | -13,140,000 |
| Income tax | 0 | 0 |
| Net income | -349,000 | -13,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 4,968,000 | -7,879,000 |
| Total capital | 6,082,000 | -7,879,000 |
| Risk-weighted assets | 85,528,000 | 64,945,000 |