Call reports 2008
FIRST STATE BANK OF ALTUS — 2008
What FIRST STATE BANK OF ALTUS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 125,106,000 | 124,085,000 | 113,133,000 | 105,457,000 |
| Total loans | 89,191,000 | 89,512,000 | 87,481,000 | 84,720,000 |
| Allowance for loan losses | 760,000 | 1,700,000 | 4,457,000 | 4,455,000 |
| Securities available for sale | 20,442,000 | 20,929,000 | 16,334,000 | 12,180,000 |
| Securities held to maturity | 755,000 | 653,000 | 406,000 | 405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,820,000 | 111,221,000 | 100,985,000 | 99,465,000 |
| Interest-bearing deposits | 92,586,000 | 92,092,000 | 86,336,000 | 85,243,000 |
| Noninterest-bearing deposits | 15,234,000 | 19,129,000 | 14,649,000 | 14,222,000 |
| Equity capital | 10,327,000 | 5,826,000 | 5,284,000 | 5,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 3,225,000 | 4,882,000 | 6,092,000 |
| Interest expense | 816,000 | 1,557,000 | 2,280,000 | 2,896,000 |
| Net interest income | 1,173,000 | 1,668,000 | 2,602,000 | 3,196,000 |
| Noninterest income | 16,000 | 166,000 | 309,000 | 578,000 |
| Noninterest expense | 956,000 | 2,650,000 | 2,339,000 | 3,342,000 |
| Provision for loan losses | 1,000 | 2,963,000 | 5,579,000 | 5,581,000 |
| Pretax income | 232,000 | -3,779,000 | -4,947,000 | -5,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | -3,779,000 | -4,947,000 | -5,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,967,000 | 5,826,000 | 5,159,000 | 5,317,000 |
| Total capital | 10,727,000 | 7,094,000 | 6,390,000 | 6,441,000 |
| Risk-weighted assets | 95,976,000 | 100,997,000 | 94,743,000 | 86,133,000 |