Call reports 2007
FIRST STATE BANK OF ALTUS — 2007
What FIRST STATE BANK OF ALTUS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 121,093,000 | 119,000,000 | 118,900,000 | 122,082,000 |
| Total loans | 74,156,000 | 76,688,000 | 78,580,000 | 84,088,000 |
| Allowance for loan losses | 1,010,000 | 1,012,000 | 1,013,000 | 772,000 |
| Securities available for sale | 33,121,000 | 29,748,000 | 26,743,000 | 25,627,000 |
| Securities held to maturity | 896,000 | 827,000 | 811,000 | 808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,477,000 | 103,035,000 | 103,175,000 | 100,379,000 |
| Interest-bearing deposits | 90,575,000 | 86,094,000 | 82,453,000 | 86,062,000 |
| Noninterest-bearing deposits | 17,902,000 | 16,941,000 | 20,721,000 | 14,318,000 |
| Equity capital | 11,159,000 | 10,396,000 | 10,646,000 | 10,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 3,903,000 | 5,888,000 | 7,875,000 |
| Interest expense | 813,000 | 1,651,000 | 2,501,000 | 3,372,000 |
| Net interest income | 1,122,000 | 2,252,000 | 3,387,000 | 4,503,000 |
| Noninterest income | 251,000 | 581,000 | 849,000 | 1,120,000 |
| Noninterest expense | 917,000 | 1,844,000 | 2,801,000 | 4,115,000 |
| Provision for loan losses | -1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 461,000 | 992,000 | 1,438,000 | 1,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 461,000 | 992,000 | 1,438,000 | 1,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,343,000 | 10,682,000 | 10,671,000 | 9,885,000 |
| Total capital | 12,330,000 | 11,694,000 | 11,684,000 | 10,657,000 |
| Risk-weighted assets | 78,973,000 | 81,121,000 | 85,237,000 | 93,924,000 |