Call reports 2006
FIRST STATE BANK OF ALTUS — 2006
What FIRST STATE BANK OF ALTUS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 102,734,000 | 112,224,000 | 111,126,000 | 125,221,000 |
| Total loans | 42,574,000 | 51,144,000 | 58,504,000 | 74,944,000 |
| Allowance for loan losses | 678,000 | 678,000 | 742,000 | 1,014,000 |
| Securities available for sale | 40,027,000 | 45,800,000 | 40,248,000 | 37,798,000 |
| Securities held to maturity | 2,121,000 | 1,875,000 | 1,438,000 | 1,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,009,000 | 98,289,000 | 91,878,000 | 105,646,000 |
| Interest-bearing deposits | 68,690,000 | 80,396,000 | 74,607,000 | 83,906,000 |
| Noninterest-bearing deposits | 22,319,000 | 17,893,000 | 17,271,000 | 21,740,000 |
| Equity capital | 10,578,000 | 10,572,000 | 10,193,000 | 10,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,932,000 | 4,677,000 | 6,812,000 |
| Interest expense | 469,000 | 1,073,000 | 1,773,000 | 2,596,000 |
| Net interest income | 880,000 | 1,859,000 | 2,904,000 | 4,216,000 |
| Noninterest income | 325,000 | 613,000 | 986,000 | 1,291,000 |
| Noninterest expense | 815,000 | 1,669,000 | 2,519,000 | 3,563,000 |
| Provision for loan losses | -1,000 | -1,000 | 73,000 | 347,000 |
| Pretax income | 391,000 | 804,000 | 1,295,000 | 1,594,000 |
| Income tax | 1,000 | 0 | 0 | 0 |
| Net income | 390,000 | 804,000 | 1,295,000 | 1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,012,000 | 11,437,000 | 10,582,000 | 10,882,000 |
| Total capital | 11,690,000 | 12,115,000 | 11,324,000 | 11,896,000 |
| Risk-weighted assets | 55,522,000 | 65,737,000 | 68,502,000 | 82,478,000 |