Call reports 2005
FIRST STATE BANK OF ALTUS — 2005
What FIRST STATE BANK OF ALTUS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 132,680,000 | 93,741,000 | 96,776,000 | 97,644,000 |
| Total loans | 81,464,000 | 44,217,000 | 45,115,000 | 44,727,000 |
| Allowance for loan losses | 598,000 | 593,000 | 691,000 | 689,000 |
| Securities available for sale | 35,288,000 | 33,033,000 | 32,548,000 | 33,820,000 |
| Securities held to maturity | 3,314,000 | 2,788,000 | 2,536,000 | 2,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,394,000 | 81,404,000 | 85,779,000 | 86,368,000 |
| Interest-bearing deposits | 107,503,000 | 67,560,000 | 69,702,000 | 66,379,000 |
| Noninterest-bearing deposits | 14,891,000 | 13,844,000 | 16,077,000 | 19,989,000 |
| Equity capital | 9,306,000 | 9,535,000 | 9,863,000 | 10,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,606,000 | 3,893,000 | 5,241,000 |
| Interest expense | 415,000 | 831,000 | 1,247,000 | 1,668,000 |
| Net interest income | 912,000 | 1,775,000 | 2,646,000 | 3,573,000 |
| Noninterest income | 254,000 | 535,000 | 845,000 | 1,130,000 |
| Noninterest expense | 865,000 | 1,739,000 | 2,540,000 | 3,383,000 |
| Provision for loan losses | -2,000 | -1,000 | 1,000 | 5,000 |
| Pretax income | 303,000 | 572,000 | 950,000 | 1,315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 572,000 | 950,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,610,000 | 9,879,000 | 10,258,000 | 10,622,000 |
| Total capital | 10,208,000 | 10,472,000 | 10,949,000 | 11,311,000 |
| Risk-weighted assets | 62,807,000 | 54,723,000 | 56,152,000 | 56,813,000 |