Call reports 2003
FIRST STATE BANK OF ALTUS — 2003
What FIRST STATE BANK OF ALTUS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 79,172,000 | 83,515,000 | 88,973,000 | 101,251,000 |
| Total loans | 38,971,000 | 40,774,000 | 42,120,000 | 54,259,000 |
| Allowance for loan losses | 527,000 | 572,000 | 627,000 | 620,000 |
| Securities available for sale | 23,051,000 | 22,140,000 | 28,136,000 | 31,273,000 |
| Securities held to maturity | 5,188,000 | 4,987,000 | 4,800,000 | 4,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,622,000 | 73,738,000 | 78,979,000 | 90,344,000 |
| Interest-bearing deposits | 59,660,000 | 63,200,000 | 65,532,000 | 78,079,000 |
| Noninterest-bearing deposits | 9,962,000 | 10,539,000 | 13,447,000 | 12,265,000 |
| Equity capital | 8,803,000 | 8,918,000 | 9,113,000 | 8,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,154,000 | 3,223,000 | 4,304,000 |
| Interest expense | 308,000 | 596,000 | 870,000 | 1,155,000 |
| Net interest income | 766,000 | 1,558,000 | 2,353,000 | 3,149,000 |
| Noninterest income | 209,000 | 654,000 | 1,053,000 | 1,568,000 |
| Noninterest expense | 783,000 | 1,595,000 | 2,354,000 | 3,325,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 75,000 |
| Pretax income | 192,000 | 542,000 | 981,000 | 1,321,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 542,000 | 981,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,318,000 | 8,549,000 | 8,878,000 | 8,718,000 |
| Total capital | 8,845,000 | 9,121,000 | 9,505,000 | 9,338,000 |
| Risk-weighted assets | 48,559,000 | 50,967,000 | 53,550,000 | 66,256,000 |