Call reports 2002
FIRST STATE BANK OF ALTUS — 2002
What FIRST STATE BANK OF ALTUS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,323,000 | 76,926,000 | 73,137,000 | 75,713,000 |
| Total loans | 37,048,000 | 36,286,000 | 36,271,000 | 39,246,000 |
| Allowance for loan losses | 503,000 | 521,000 | 560,000 | 529,000 |
| Securities available for sale | 20,771,000 | 22,200,000 | 21,724,000 | 20,767,000 |
| Securities held to maturity | 7,063,000 | 6,469,000 | 5,595,000 | 5,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,684,000 | 67,904,000 | 62,086,000 | 66,237,000 |
| Interest-bearing deposits | 57,985,000 | 57,581,000 | 51,887,000 | 55,470,000 |
| Noninterest-bearing deposits | 9,699,000 | 10,323,000 | 10,199,000 | 10,767,000 |
| Equity capital | 7,926,000 | 8,254,000 | 8,600,000 | 8,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,175,000 | 2,345,000 | 3,464,000 | 4,579,000 |
| Interest expense | 421,000 | 813,000 | 1,184,000 | 1,495,000 |
| Net interest income | 754,000 | 1,532,000 | 2,280,000 | 3,084,000 |
| Noninterest income | 226,000 | 464,000 | 705,000 | 953,000 |
| Noninterest expense | 755,000 | 1,533,000 | 2,251,000 | 3,016,000 |
| Provision for loan losses | 222,000 | 222,000 | 222,000 | 222,000 |
| Pretax income | 3,000 | 241,000 | 512,000 | 799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 241,000 | 512,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,787,000 | 7,915,000 | 8,076,000 | 8,253,000 |
| Total capital | 8,290,000 | 8,436,000 | 8,636,000 | 8,782,000 |
| Risk-weighted assets | 46,927,000 | 46,420,000 | 44,992,000 | 47,419,000 |