Call reports 2001
FIRST STATE BANK OF ALTUS — 2001
What FIRST STATE BANK OF ALTUS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,297,000 | 74,436,000 | 70,081,000 | 73,834,000 |
| Total loans | 41,696,000 | 41,907,000 | 41,426,000 | 39,429,000 |
| Allowance for loan losses | 515,000 | 492,000 | 544,000 | 545,000 |
| Securities available for sale | 10,533,000 | 12,065,000 | 11,474,000 | 13,808,000 |
| Securities held to maturity | 10,387,000 | 9,024,000 | 8,228,000 | 7,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,519,000 | 65,547,000 | 61,034,000 | 65,005,000 |
| Interest-bearing deposits | 56,113,000 | 56,526,000 | 52,698,000 | 55,771,000 |
| Noninterest-bearing deposits | 9,406,000 | 9,021,000 | 8,336,000 | 9,234,000 |
| Equity capital | 8,057,000 | 8,119,000 | 8,266,000 | 8,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,673,000 | 3,991,000 | 5,279,000 |
| Interest expense | 675,000 | 1,332,000 | 1,936,000 | 2,429,000 |
| Net interest income | 646,000 | 1,341,000 | 2,055,000 | 2,850,000 |
| Noninterest income | 278,000 | 545,000 | 772,000 | 1,004,000 |
| Noninterest expense | 771,000 | 1,532,000 | 2,206,000 | 2,952,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 235,000 |
| Pretax income | 153,000 | 354,000 | 561,000 | 667,000 |
| Income tax | 13,000 | 25,000 | 37,000 | 49,000 |
| Net income | 140,000 | 329,000 | 524,000 | 618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,884,000 | 7,949,000 | 8,019,000 | 7,968,000 |
| Total capital | 8,399,000 | 8,441,000 | 8,563,000 | 8,513,000 |
| Risk-weighted assets | 48,538,000 | 49,554,000 | 48,346,000 | 47,533,000 |