Call reports 2022
MERAMEC VALLEY BANK — 2022
What MERAMEC VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 150,748,000 | 148,402,000 | 167,552,000 |
| Total loans | 110,964,000 | 107,671,000 | 104,496,000 |
| Allowance for loan losses | 1,090,000 | 1,090,000 | 0 |
| Securities available for sale | 12,959,000 | 16,372,000 | 16,232,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 137,338,000 | 135,188,000 | 141,213,000 |
| Interest-bearing deposits | 102,406,000 | 98,070,000 | 102,866,000 |
| Noninterest-bearing deposits | 34,932,000 | 37,118,000 | 38,347,000 |
| Equity capital | 11,430,000 | 11,169,000 | 23,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 1,209,000 | 2,470,000 | 3,949,000 |
| Interest expense | 84,000 | 184,000 | 340,000 |
| Net interest income | 1,125,000 | 2,286,000 | 3,609,000 |
| Noninterest income | 896,000 | 991,000 | 1,073,000 |
| Noninterest expense | 1,119,000 | 2,166,000 | 4,680,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 |
| Pretax income | 1,002,000 | 1,211,000 | 102,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 1,002,000 | 1,211,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 11,894,000 | 11,951,000 | 10,530,000 |
| Total capital | 12,984,000 | 13,041,000 | 10,530,000 |
| Risk-weighted assets | 109,568,000 | 107,363,000 | 108,579,000 |