Call reports 2017
MERAMEC VALLEY BANK — 2017
What MERAMEC VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 103,348,000 | 106,938,000 | 110,396,000 | 111,915,000 |
| Total loans | 77,793,000 | 81,217,000 | 86,710,000 | 88,819,000 |
| Allowance for loan losses | 800,000 | 776,000 | 803,000 | 840,000 |
| Securities available for sale | 13,531,000 | 13,091,000 | 13,453,000 | 15,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,441,000 | 83,253,000 | 86,768,000 | 86,822,000 |
| Interest-bearing deposits | 66,810,000 | 68,566,000 | 71,559,000 | 70,536,000 |
| Noninterest-bearing deposits | 16,631,000 | 14,687,000 | 15,209,000 | 16,286,000 |
| Equity capital | 9,312,000 | 9,381,000 | 9,458,000 | 9,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,834,000 | 2,830,000 | 3,888,000 |
| Interest expense | 112,000 | 222,000 | 353,000 | 497,000 |
| Net interest income | 787,000 | 1,612,000 | 2,477,000 | 3,391,000 |
| Noninterest income | 42,000 | 161,000 | 210,000 | 289,000 |
| Noninterest expense | 802,000 | 1,675,000 | 2,448,000 | 3,396,000 |
| Provision for loan losses | 0 | 38,000 | 75,000 | 113,000 |
| Pretax income | 27,000 | 60,000 | 164,000 | 171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 60,000 | 164,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,303,000 | 9,335,000 | 9,439,000 | 9,447,000 |
| Total capital | 10,103,000 | 10,111,000 | 10,242,000 | 10,287,000 |
| Risk-weighted assets | 83,345,000 | 87,805,000 | 88,686,000 | 90,328,000 |