Call report 2004Q4
MERAMEC VALLEY BANK — 2004Q4
The 22 measures MERAMEC VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,127,000 | USD | evidence → |
| Total loans | 110,528,000 | USD | evidence → |
| Allowance for loan losses | 1,041,000 | USD | evidence → |
| Securities available for sale | 9,896,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,600,000 | USD | evidence → |
| Interest-bearing deposits | 85,841,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,759,000 | USD | evidence → |
| Equity capital | 10,001,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,729,000 | USD | evidence → |
| Interest expense | 1,766,000 | USD | evidence → |
| Net interest income | 4,963,000 | USD | evidence → |
| Noninterest income | 1,081,000 | USD | evidence → |
| Noninterest expense | 4,289,000 | USD | evidence → |
| Provision for loan losses | 65,000 | USD | evidence → |
| Pretax income | 1,756,000 | USD | evidence → |
| Income tax | 158,000 | USD | evidence → |
| Net income | 1,598,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,048,000 | USD | evidence → |
| Total capital | 11,089,000 | USD | evidence → |
| Risk-weighted assets | 107,153,000 | USD | evidence → |