Call reports 2002

MERAMEC VALLEY BANK — 2002

Name: MERAMEC VALLEY BANK — FFIEC call report 2002
Creator: MERAMEC VALLEY BANK

What MERAMEC VALLEY BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/981c430f-9716-4b85-a762-9e5fa9460541/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	117,297,000	116,947,000	117,045,000	113,143,000
Total loans	95,008,000	92,821,000	89,149,000	88,096,000
Allowance for loan losses	923,000	977,000	960,000	918,000
Securities available for sale	11,060,000	14,139,000	15,174,000	15,136,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	103,305,000	102,823,000	103,173,000	99,086,000
Interest-bearing deposits	85,662,000	85,241,000	86,610,000	82,729,000
Noninterest-bearing deposits	17,643,000	17,582,000	16,563,000	16,357,000
Equity capital	9,107,000	9,652,000	9,568,000	9,691,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,985,000	3,899,000	5,746,000	7,491,000
Interest expense	808,000	1,532,000	2,208,000	2,811,000
Net interest income	1,177,000	2,367,000	3,538,000	4,680,000
Noninterest income	166,000	317,000	612,000	812,000
Noninterest expense	990,000	1,814,000	3,378,000	4,365,000
Provision for loan losses	53,000	105,000	158,000	234,000
Pretax income	300,000	765,000	618,000	903,000
Income tax	131,000	136,000	140,000	144,000
Net income	169,000	629,000	478,000	759,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	9,076,000	9,435,000	9,160,000	9,291,000
Total capital	9,999,000	10,412,000	10,120,000	10,209,000
Risk-weighted assets	90,137,000	88,328,000	86,380,000	87,052,000