Call reports 2026
CITIZENS BANK OF WEST VIRGINIA, INC. — 2026
What CITIZENS BANK OF WEST VIRGINIA, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 775,093,000 | 772,465,000 |
| Total loans | 583,491,000 | 610,780,000 |
| Allowance for loan losses | 5,934,000 | 6,318,000 |
| Securities available for sale | 97,453,000 | 101,136,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 688,163,000 | 678,672,000 |
| Interest-bearing deposits | 543,464,000 | 538,169,000 |
| Noninterest-bearing deposits | 144,699,000 | 140,503,000 |
| Equity capital | 76,013,000 | 78,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,250,000 | 21,315,000 |
| Interest expense | 2,902,000 | 5,842,000 |
| Net interest income | 7,348,000 | 15,473,000 |
| Noninterest income | 2,897,000 | 4,323,000 |
| Noninterest expense | 5,020,000 | 9,337,000 |
| Provision for loan losses | 1,050,000 | 1,550,000 |
| Pretax income | 4,175,000 | 8,909,000 |
| Income tax | 526,000 | 1,591,000 |
| Net income | 3,649,000 | 7,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 72,894,000 | 76,189,000 |
| Total capital | 78,881,000 | — |
| Risk-weighted assets | 621,031,000 | — |