Call reports 2013
NEW TRADITIONS NATIONAL BANK — 2013
What NEW TRADITIONS NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 497,341,000 | 478,209,000 | 516,514,000 |
| Total loans | 267,802,000 | 273,573,000 | 296,089,000 |
| Allowance for loan losses | 4,420,000 | 4,391,000 | 4,391,000 |
| Securities available for sale | 4,999,000 | 5,000,000 | 5,000,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 451,230,000 | 431,302,000 | 468,566,000 |
| Interest-bearing deposits | 343,304,000 | 319,788,000 | 344,761,000 |
| Noninterest-bearing deposits | 107,926,000 | 111,514,000 | 123,805,000 |
| Equity capital | 44,903,000 | 45,837,000 | 46,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 3,476,000 | 7,089,000 | 10,794,000 |
| Interest expense | 593,000 | 1,160,000 | 1,709,000 |
| Net interest income | 2,883,000 | 5,929,000 | 9,085,000 |
| Noninterest income | 209,000 | 428,000 | 630,000 |
| Noninterest expense | 1,854,000 | 3,672,000 | 5,476,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,222,000 | 2,669,000 | 4,223,000 |
| Income tax | 498,000 | 1,080,000 | 1,682,000 |
| Net income | 724,000 | 1,589,000 | 2,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 44,903,000 | 45,837,000 | 46,861,000 |
| Total capital | 48,623,000 | 49,648,000 | 50,996,000 |
| Risk-weighted assets | 296,929,000 | 304,285,000 | 330,539,000 |