Call reports 2012
NEW TRADITIONS NATIONAL BANK — 2012
What NEW TRADITIONS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 447,104,000 | 453,914,000 | 455,169,000 | 472,118,000 |
| Total loans | 221,121,000 | 236,450,000 | 248,538,000 | 261,545,000 |
| Allowance for loan losses | 4,396,000 | 4,420,000 | 4,420,000 | 4,420,000 |
| Securities available for sale | 165,059,000 | 184,648,000 | 170,790,000 | 6,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,244,000 | 380,794,000 | 399,807,000 | 426,948,000 |
| Interest-bearing deposits | 299,931,000 | 299,212,000 | 314,409,000 | 329,939,000 |
| Noninterest-bearing deposits | 75,313,000 | 81,582,000 | 85,398,000 | 97,009,000 |
| Equity capital | 40,654,000 | 42,927,000 | 44,704,000 | 44,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,592,000 | 7,376,000 | 11,217,000 | 14,883,000 |
| Interest expense | 770,000 | 1,529,000 | 2,263,000 | 2,945,000 |
| Net interest income | 2,822,000 | 5,847,000 | 8,954,000 | 11,938,000 |
| Noninterest income | 168,000 | 362,000 | 533,000 | 752,000 |
| Noninterest expense | 1,532,000 | 3,175,000 | 5,068,000 | 7,457,000 |
| Provision for loan losses | 320,000 | 344,000 | 344,000 | 344,000 |
| Pretax income | 2,595,000 | 4,147,000 | 5,619,000 | 8,699,000 |
| Income tax | 978,000 | 1,567,000 | 2,126,000 | 3,364,000 |
| Net income | 1,617,000 | 2,580,000 | 3,493,000 | 5,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,016,000 | 41,221,000 | 42,208,000 | 44,109,000 |
| Total capital | 43,340,000 | 44,813,000 | 45,945,000 | 47,717,000 |
| Risk-weighted assets | 264,850,000 | 286,545,000 | 298,252,000 | 287,793,000 |