Call reports 2011
NEW TRADITIONS NATIONAL BANK — 2011
What NEW TRADITIONS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 361,918,000 | 372,081,000 | 367,996,000 | 441,169,000 |
| Total loans | 154,953,000 | 167,752,000 | 176,012,000 | 205,099,000 |
| Allowance for loan losses | 3,187,000 | 3,425,000 | 3,701,000 | 4,076,000 |
| Securities available for sale | 159,467,000 | 176,058,000 | 156,071,000 | 198,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,082,000 | 309,437,000 | 328,003,000 | 356,095,000 |
| Interest-bearing deposits | 246,568,000 | 250,695,000 | 264,629,000 | 288,280,000 |
| Noninterest-bearing deposits | 54,514,000 | 58,743,000 | 63,374,000 | 67,815,000 |
| Equity capital | 35,069,000 | 37,259,000 | 39,084,000 | 39,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,974,000 | 6,210,000 | 9,373,000 | 12,701,000 |
| Interest expense | 873,000 | 1,683,000 | 2,512,000 | 3,298,000 |
| Net interest income | 2,101,000 | 4,527,000 | 6,861,000 | 9,403,000 |
| Noninterest income | 58,000 | 140,000 | 271,000 | 440,000 |
| Noninterest expense | 1,309,000 | 2,721,000 | 4,151,000 | 5,820,000 |
| Provision for loan losses | 234,000 | 472,000 | 748,000 | 1,123,000 |
| Pretax income | 610,000 | 1,487,000 | 3,617,000 | 4,384,000 |
| Income tax | 251,000 | 604,000 | 1,425,000 | 1,734,000 |
| Net income | 359,000 | 883,000 | 2,192,000 | 2,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,521,000 | 36,093,000 | 37,711,000 | 38,331,000 |
| Total capital | 37,917,000 | 38,650,000 | 40,324,000 | 41,364,000 |
| Risk-weighted assets | 190,896,000 | 203,683,000 | 207,924,000 | 241,619,000 |