Call reports 2010
NEW TRADITIONS NATIONAL BANK — 2010
What NEW TRADITIONS NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 311,347,000 | 293,037,000 | 336,925,000 | 351,222,000 |
| Total loans | 95,650,000 | 110,501,000 | 121,147,000 | 147,211,000 |
| Allowance for loan losses | 1,404,000 | 1,872,000 | 2,425,000 | 2,953,000 |
| Securities available for sale | 120,554,000 | 130,394,000 | 160,114,000 | 179,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,215,000 | 257,799,000 | 276,036,000 | 287,020,000 |
| Interest-bearing deposits | 196,508,000 | 218,726,000 | 229,761,000 | 244,161,000 |
| Noninterest-bearing deposits | 39,708,000 | 39,073,000 | 46,274,000 | 42,859,000 |
| Equity capital | 29,808,000 | 34,553,000 | 35,462,000 | 33,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,409,000 | 4,888,000 | 7,432,000 | 10,159,000 |
| Interest expense | 892,000 | 1,794,000 | 2,703,000 | 3,647,000 |
| Net interest income | 1,517,000 | 3,094,000 | 4,729,000 | 6,512,000 |
| Noninterest income | 30,000 | 64,000 | 107,000 | 158,000 |
| Noninterest expense | 1,074,000 | 2,210,000 | 3,424,000 | 4,642,000 |
| Provision for loan losses | 164,000 | 632,000 | 1,185,000 | 1,713,000 |
| Pretax income | 317,000 | 802,000 | 1,611,000 | 1,699,000 |
| Income tax | 132,000 | 329,000 | 666,000 | 699,000 |
| Net income | 185,000 | 473,000 | 945,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,851,000 | 33,134,000 | 34,673,000 | 34,804,000 |
| Total capital | 30,255,000 | 35,006,000 | 36,726,000 | 37,100,000 |
| Risk-weighted assets | 139,842,000 | 151,795,000 | 163,860,000 | 183,015,000 |