Call reports 2009
NEW TRADITIONS NATIONAL BANK — 2009
What NEW TRADITIONS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 156,979,000 | 206,817,000 | 254,377,000 | 270,869,000 |
| Total loans | 44,968,000 | 54,916,000 | 71,829,000 | 83,610,000 |
| Allowance for loan losses | 680,000 | 838,000 | 1,087,000 | 1,240,000 |
| Securities available for sale | 0 | 20,893,000 | 42,239,000 | 69,389,000 |
| Securities held to maturity | 37,755,000 | 53,805,000 | 63,029,000 | 58,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,133,000 | 157,665,000 | 202,255,000 | 214,339,000 |
| Interest-bearing deposits | 115,143,000 | 130,735,000 | 162,971,000 | 177,873,000 |
| Noninterest-bearing deposits | 22,990,000 | 26,929,000 | 39,284,000 | 36,466,000 |
| Equity capital | 18,639,000 | 18,740,000 | 21,767,000 | 23,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,615,000 | 4,508,000 | 6,834,000 |
| Interest expense | 533,000 | 1,250,000 | 2,099,000 | 2,969,000 |
| Net interest income | 536,000 | 1,365,000 | 2,409,000 | 3,865,000 |
| Noninterest income | 10,000 | 31,000 | 58,000 | 87,000 |
| Noninterest expense | 792,000 | 1,726,000 | 2,624,000 | 3,626,000 |
| Provision for loan losses | 216,000 | 374,000 | 623,000 | 776,000 |
| Pretax income | -462,000 | -704,000 | -780,000 | -450,000 |
| Income tax | -164,000 | -239,000 | -253,000 | -117,000 |
| Net income | -298,000 | -465,000 | -527,000 | -333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,828,000 | 17,919,000 | 21,251,000 | 24,230,000 |
| Total capital | 18,508,000 | 18,757,000 | 22,338,000 | 25,470,000 |
| Risk-weighted assets | 66,883,000 | 84,258,000 | 107,560,000 | 122,627,000 |