Call report 2025Q4
HORATIO STATE BANK — 2025Q4
The 22 measures HORATIO STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 310,605,000 | USD | evidence → |
| Total loans | 261,833,000 | USD | evidence → |
| Allowance for loan losses | 4,154,000 | USD | evidence → |
| Securities available for sale | 20,055,000 | USD | evidence → |
| Securities held to maturity | 9,269,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 276,028,000 | USD | evidence → |
| Interest-bearing deposits | 254,351,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,677,000 | USD | evidence → |
| Equity capital | 33,785,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,287,000 | USD | evidence → |
| Interest expense | 8,685,000 | USD | evidence → |
| Net interest income | 11,602,000 | USD | evidence → |
| Noninterest income | 239,000 | USD | evidence → |
| Noninterest expense | 6,729,000 | USD | evidence → |
| Provision for loan losses | 1,986,000 | USD | evidence → |
| Pretax income | 3,123,000 | USD | evidence → |
| Income tax | 693,000 | USD | evidence → |
| Net income | 2,430,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,162,000 | USD | evidence → |