Call reports 2008

HORATIO STATE BANK — 2008

Name: HORATIO STATE BANK — FFIEC call report 2008
Creator: HORATIO STATE BANK

What HORATIO STATE BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9812fb0d-ee9a-40e6-aa1b-4ab5cb22dc8a/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	85,413,000	85,991,000	87,672,000	89,754,000
Total loans	54,371,000	56,668,000	58,558,000	60,152,000
Allowance for loan losses	907,000	927,000	941,000	958,000
Securities available for sale	13,328,000	12,563,000	14,569,000	15,709,000
Securities held to maturity	467,000	423,000	423,000	423,000
Trading assets	0	0	0	0
Total deposits	75,344,000	76,037,000	77,594,000	79,492,000
Interest-bearing deposits	70,200,000	70,424,000	72,591,000	75,061,000
Noninterest-bearing deposits	5,144,000	5,613,000	5,003,000	4,431,000
Equity capital	9,749,000	9,709,000	9,830,000	10,081,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	1,487,000	2,993,000	4,506,000	6,035,000
Interest expense	764,000	1,498,000	2,201,000	2,883,000
Net interest income	723,000	1,495,000	2,305,000	3,152,000
Noninterest income	107,000	235,000	359,000	474,000
Noninterest expense	475,000	990,000	1,463,000	2,048,000
Provision for loan losses	61,000	99,000	151,000	212,000
Pretax income	294,000	641,000	1,050,000	1,366,000
Income tax	105,000	248,000	408,000	491,000
Net income	189,000	393,000	642,000	875,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	9,526,000	9,648,000	9,758,000	9,920,000
Total capital	10,155,000	10,299,000	10,425,000	10,606,000
Risk-weighted assets	50,022,000	51,776,000	53,063,000	54,647,000