Call reports 2003

HORATIO STATE BANK — 2003

Name: HORATIO STATE BANK — FFIEC call report 2003
Creator: HORATIO STATE BANK

What HORATIO STATE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9812fb0d-ee9a-40e6-aa1b-4ab5cb22dc8a/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	69,406,000	70,215,000	71,650,000	72,280,000
Total loans	38,392,000	38,541,000	39,345,000	40,771,000
Allowance for loan losses	530,000	551,000	570,000	601,000
Securities available for sale	12,897,000	10,819,000	11,298,000	10,459,000
Securities held to maturity	641,000	629,000	474,000	474,000
Trading assets	0	0	0	0
Total deposits	62,131,000	62,802,000	64,164,000	64,678,000
Interest-bearing deposits	58,043,000	58,897,000	59,990,000	60,019,000
Noninterest-bearing deposits	4,088,000	3,905,000	4,174,000	4,659,000
Equity capital	7,037,000	7,207,000	7,243,000	7,367,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,020,000	2,050,000	3,057,000	4,073,000
Interest expense	455,000	897,000	1,327,000	1,751,000
Net interest income	565,000	1,153,000	1,730,000	2,322,000
Noninterest income	73,000	161,000	253,000	333,000
Noninterest expense	419,000	789,000	1,210,000	1,656,000
Provision for loan losses	30,000	57,000	97,000	136,000
Pretax income	189,000	468,000	676,000	863,000
Income tax	66,000	163,000	259,000	311,000
Net income	123,000	305,000	417,000	552,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	7,006,000	7,181,000	7,231,000	7,366,000
Total capital	7,491,000	7,668,000	7,726,000	7,870,000
Risk-weighted assets	38,730,000	38,914,000	39,536,000	40,192,000