Call reports 2009

RIVER COMMUNITY BANK, NATIONAL ASSOCIATION — 2009

Name: RIVER COMMUNITY BANK, NATIONAL ASSOCIATION — FFIEC call report 2009
Creator: RIVER COMMUNITY BANK, NATIONAL ASSOCIATION

What RIVER COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/980ebc66-983a-4259-85c7-33e2ce26ca18/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	81,869,000	88,803,000	99,825,000	93,249,000
Total loans	69,825,000	74,821,000	89,333,000	81,536,000
Allowance for loan losses	853,000	851,000	874,000	1,061,000
Securities available for sale	6,504,000	6,065,000	5,945,000	5,709,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	73,167,000	72,603,000	74,626,000	80,031,000
Interest-bearing deposits	59,995,000	59,907,000	61,619,000	66,010,000
Noninterest-bearing deposits	13,172,000	12,696,000	13,007,000	14,021,000
Equity capital	8,249,000	8,131,000	8,066,000	8,100,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,124,000	2,358,000	3,630,000	4,993,000
Interest expense	431,000	855,000	1,232,000	1,606,000
Net interest income	693,000	1,503,000	2,398,000	3,387,000
Noninterest income	80,000	161,000	286,000	364,000
Noninterest expense	936,000	1,839,000	2,793,000	3,857,000
Provision for loan losses	17,000	184,000	398,000	998,000
Pretax income	-180,000	-359,000	-469,000	-1,066,000
Income tax	-65,000	-130,000	-172,000	-376,000
Net income	-115,000	-229,000	-297,000	-690,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	7,678,000	7,590,000	7,546,000	7,662,000
Total capital	8,499,000	8,440,000	8,919,000	9,089,000
Risk-weighted assets	65,072,000	69,244,000	76,823,000	73,517,000