Call reports 2002

RIVER COMMUNITY BANK, NATIONAL ASSOCIATION — 2002

Name: RIVER COMMUNITY BANK, NATIONAL ASSOCIATION — FFIEC call report 2002
Creator: RIVER COMMUNITY BANK, NATIONAL ASSOCIATION

What RIVER COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/980ebc66-983a-4259-85c7-33e2ce26ca18/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	39,855,000	41,774,000	45,808,000	49,331,000
Total loans	28,550,000	31,957,000	32,677,000	36,273,000
Allowance for loan losses	425,000	383,000	401,000	435,000
Securities available for sale	7,940,000	7,713,000	10,941,000	7,394,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	35,210,000	37,174,000	40,474,000	44,691,000
Interest-bearing deposits	31,475,000	33,709,000	35,727,000	40,058,000
Noninterest-bearing deposits	3,735,000	3,465,000	4,747,000	4,633,000
Equity capital	4,392,000	4,409,000	4,422,000	4,468,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	576,000	1,192,000	1,844,000	2,497,000
Interest expense	240,000	497,000	777,000	1,051,000
Net interest income	336,000	695,000	1,067,000	1,446,000
Noninterest income	38,000	63,000	108,000	143,000
Noninterest expense	404,000	839,000	1,261,000	1,604,000
Provision for loan losses	125,000	183,000	201,000	249,000
Pretax income	-155,000	-264,000	-287,000	-264,000
Income tax	0	0	0	0
Net income	-155,000	-264,000	-287,000	-264,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	4,443,000	4,334,000	4,311,000	4,334,000
Total capital	4,806,000	4,717,000	4,712,000	4,769,000
Risk-weighted assets	28,984,000	31,983,000	33,094,000	36,587,000