Call reports 2001
RIVER COMMUNITY BANK, NATIONAL ASSOCIATION — 2001
What RIVER COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,440,000 | 21,739,000 | 30,821,000 | 33,573,000 |
| Total loans | 8,308,000 | 12,461,000 | 17,097,000 | 23,427,000 |
| Allowance for loan losses | 124,000 | 150,000 | 205,000 | 306,000 |
| Securities available for sale | 7,258,000 | 7,480,000 | 7,351,000 | 7,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,941,000 | 16,345,000 | 25,678,000 | 28,746,000 |
| Interest-bearing deposits | 11,790,000 | 14,339,000 | 22,889,000 | 25,757,000 |
| Noninterest-bearing deposits | 1,151,000 | 2,006,000 | 2,789,000 | 2,989,000 |
| Equity capital | 5,314,000 | 5,117,000 | 4,947,000 | 4,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 312,000 | 678,000 | 1,128,000 | 1,663,000 |
| Interest expense | 153,000 | 317,000 | 517,000 | 759,000 |
| Net interest income | 159,000 | 361,000 | 611,000 | 904,000 |
| Noninterest income | 10,000 | 26,000 | 45,000 | 62,000 |
| Noninterest expense | 321,000 | 711,000 | 1,141,000 | 1,605,000 |
| Provision for loan losses | 36,000 | 89,000 | 144,000 | 248,000 |
| Pretax income | -188,000 | -413,000 | -623,000 | -861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -188,000 | -413,000 | -623,000 | -861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,271,000 | 5,046,000 | 4,836,000 | 4,598,000 |
| Total capital | 5,395,000 | 5,196,000 | 5,041,000 | 4,904,000 |
| Risk-weighted assets | 11,194,000 | 15,267,000 | 20,804,000 | 24,806,000 |