Call reports 2018
GUARANTY BANK & TRUST, N.A. — 2018
What GUARANTY BANK & TRUST, N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,997,854,000 | 2,244,424,000 | 2,242,368,000 | 2,266,909,000 |
| Total loans | 1,403,765,000 | 1,596,062,000 | 1,653,416,000 | 1,661,890,000 |
| Allowance for loan losses | 13,375,000 | 13,890,000 | 14,441,000 | 14,651,000 |
| Securities available for sale | 235,075,000 | 243,490,000 | 232,378,000 | 232,975,000 |
| Securities held to maturity | 170,408,000 | 167,239,000 | 164,839,000 | 163,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,703,437,000 | 1,851,724,000 | 1,841,517,000 | 1,875,591,000 |
| Interest-bearing deposits | 1,270,327,000 | 1,384,189,000 | 1,357,935,000 | 1,381,691,000 |
| Noninterest-bearing deposits | 433,110,000 | 467,535,000 | 483,582,000 | 493,900,000 |
| Equity capital | 210,883,000 | 251,914,000 | 252,430,000 | 255,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 19,035,000 | 40,058,000 | 63,729,000 | 88,443,000 |
| Interest expense | 3,499,000 | 7,890,000 | 13,162,000 | 18,855,000 |
| Net interest income | 15,536,000 | 32,168,000 | 50,567,000 | 69,588,000 |
| Noninterest income | 3,525,000 | 7,270,000 | 10,466,000 | 15,325,000 |
| Noninterest expense | 12,477,000 | 25,432,000 | 39,445,000 | 54,156,000 |
| Provision for loan losses | 600,000 | 1,250,000 | 1,750,000 | 2,250,000 |
| Pretax income | 5,984,000 | 12,705,000 | 19,788,000 | 28,457,000 |
| Income tax | 1,062,000 | 2,275,000 | 3,588,000 | 5,079,000 |
| Net income | 4,922,000 | 10,430,000 | 16,200,000 | 23,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,640,000 | 224,307,000 | 226,149,000 | 227,491,000 |
| Total capital | 212,015,000 | 238,197,000 | 240,590,000 | 242,142,000 |
| Risk-weighted assets | 1,558,989,000 | 1,775,992,000 | 1,820,129,000 | 1,825,190,000 |