Call reports 2017
GUARANTY BANK & TRUST, N.A. — 2017
What GUARANTY BANK & TRUST, N.A. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,899,957,000 | 1,912,686,000 | 1,924,223,000 | 1,962,761,000 |
| Total loans | 1,254,589,000 | 1,299,277,000 | 1,310,775,000 | 1,362,534,000 |
| Allowance for loan losses | 11,928,000 | 12,525,000 | 12,528,000 | 12,859,000 |
| Securities available for sale | 214,463,000 | 246,233,000 | 238,133,000 | 232,372,000 |
| Securities held to maturity | 185,837,000 | 182,248,000 | 179,081,000 | 174,684,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,672,938,000 | 1,663,876,000 | 1,633,018,000 | 1,690,328,000 |
| Interest-bearing deposits | 1,300,361,000 | 1,258,648,000 | 1,211,624,000 | 1,266,311,000 |
| Noninterest-bearing deposits | 372,577,000 | 405,228,000 | 421,394,000 | 424,017,000 |
| Equity capital | 181,958,000 | 202,501,000 | 207,057,000 | 208,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 17,134,000 | 34,923,000 | 53,086,000 | 71,771,000 |
| Interest expense | 2,494,000 | 5,193,000 | 8,092,000 | 11,127,000 |
| Net interest income | 14,640,000 | 29,730,000 | 44,994,000 | 60,644,000 |
| Noninterest income | 3,160,000 | 6,502,000 | 10,074,000 | 13,584,000 |
| Noninterest expense | 11,493,000 | 22,777,000 | 34,321,000 | 46,043,000 |
| Provision for loan losses | 650,000 | 1,450,000 | 2,250,000 | 2,850,000 |
| Pretax income | 5,623,000 | 11,958,000 | 18,419,000 | 25,373,000 |
| Income tax | 1,461,000 | 3,201,000 | 4,958,000 | 8,592,000 |
| Net income | 4,162,000 | 8,757,000 | 13,461,000 | 16,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,661,000 | 185,374,000 | 190,194,000 | 193,631,000 |
| Total capital | 177,589,000 | 197,899,000 | 202,722,000 | 206,490,000 |
| Risk-weighted assets | 1,409,726,000 | 1,451,274,000 | 1,463,481,000 | 1,526,523,000 |