Call reports 2014
GUARANTY BANK & TRUST, N.A. — 2014
What GUARANTY BANK & TRUST, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,255,286,000 | 1,262,107,000 | 1,287,536,000 | 1,333,577,000 |
| Total loans | 706,574,000 | 721,157,000 | 771,145,000 | 792,144,000 |
| Allowance for loan losses | 7,113,000 | 7,261,000 | 7,720,000 | 7,721,000 |
| Securities available for sale | 251,675,000 | 220,925,000 | 195,525,000 | 227,022,000 |
| Securities held to maturity | 136,990,000 | 137,680,000 | 133,089,000 | 131,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,029,287,000 | 1,030,214,000 | 1,035,878,000 | 1,077,656,000 |
| Interest-bearing deposits | 800,081,000 | 790,359,000 | 787,844,000 | 826,686,000 |
| Noninterest-bearing deposits | 229,206,000 | 239,855,000 | 248,034,000 | 250,970,000 |
| Equity capital | 124,661,000 | 127,815,000 | 128,123,000 | 131,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,167,000 | 22,425,000 | 33,672,000 | 45,234,000 |
| Interest expense | 1,295,000 | 2,603,000 | 3,925,000 | 5,327,000 |
| Net interest income | 9,872,000 | 19,822,000 | 29,747,000 | 39,907,000 |
| Noninterest income | 2,315,000 | 4,908,000 | 7,803,000 | 10,541,000 |
| Noninterest expense | 7,951,000 | 16,156,000 | 24,483,000 | 33,318,000 |
| Provision for loan losses | 200,000 | 572,000 | 1,222,000 | 1,322,000 |
| Pretax income | 3,778,000 | 7,766,000 | 11,622,000 | 15,596,000 |
| Income tax | 1,168,000 | 2,368,000 | 3,518,000 | 4,598,000 |
| Net income | 2,610,000 | 5,398,000 | 8,104,000 | 10,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,065,000 | 123,969,000 | 125,085,000 | 128,086,000 |
| Total capital | 130,178,000 | 131,230,000 | 132,805,000 | 135,807,000 |
| Risk-weighted assets | 761,723,000 | 778,673,000 | 811,405,000 | 836,681,000 |