Call reports 2011
GUARANTY BANK & TRUST, N.A. — 2011
What GUARANTY BANK & TRUST, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 977,980,000 | 1,020,841,000 | 1,071,155,000 | 1,091,068,000 |
| Total loans | 530,398,000 | 539,500,000 | 593,198,000 | 606,321,000 |
| Allowance for loan losses | 6,416,000 | 6,181,000 | 6,194,000 | 5,978,000 |
| Securities available for sale | 300,060,000 | 274,703,000 | 289,632,000 | 276,845,000 |
| Securities held to maturity | 60,190,000 | 79,281,000 | 76,355,000 | 91,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,695,000 | 842,100,000 | 900,718,000 | 932,844,000 |
| Interest-bearing deposits | 668,134,000 | 694,200,000 | 750,195,000 | 762,148,000 |
| Noninterest-bearing deposits | 143,561,000 | 147,900,000 | 150,523,000 | 170,696,000 |
| Equity capital | 87,376,000 | 96,430,000 | 101,294,000 | 103,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,580,000 | 21,733,000 | 33,176,000 | 44,293,000 |
| Interest expense | 2,571,000 | 4,999,000 | 7,420,000 | 9,681,000 |
| Net interest income | 8,009,000 | 16,734,000 | 25,756,000 | 34,612,000 |
| Noninterest income | 2,225,000 | 4,400,000 | 6,491,000 | 8,993,000 |
| Noninterest expense | 6,531,000 | 13,266,000 | 20,802,000 | 29,385,000 |
| Provision for loan losses | 84,000 | -41,000 | 314,000 | 399,000 |
| Pretax income | 3,646,000 | 8,190,000 | 13,082,000 | 16,537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,646,000 | 8,190,000 | 13,082,000 | 16,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,259,000 | 90,814,000 | 91,890,000 | 97,454,000 |
| Total capital | 92,675,000 | 96,995,000 | 98,084,000 | 103,432,000 |
| Risk-weighted assets | 583,828,000 | 587,603,000 | 641,521,000 | 647,316,000 |