Call reports 2010
GUARANTY BANK & TRUST, N.A. — 2010
What GUARANTY BANK & TRUST, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 889,943,000 | 915,072,000 | 944,842,000 | 971,084,000 |
| Total loans | 514,796,000 | 533,360,000 | 532,637,000 | 531,936,000 |
| Allowance for loan losses | 6,084,000 | 6,153,000 | 6,607,000 | 6,537,000 |
| Securities available for sale | 246,560,000 | 270,923,000 | 275,951,000 | 297,134,000 |
| Securities held to maturity | 48,587,000 | 41,464,000 | 38,521,000 | 52,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 730,661,000 | 718,829,000 | 742,072,000 | 782,882,000 |
| Interest-bearing deposits | 610,972,000 | 589,306,000 | 608,703,000 | 645,511,000 |
| Noninterest-bearing deposits | 119,689,000 | 129,523,000 | 133,369,000 | 137,371,000 |
| Equity capital | 72,694,000 | 78,619,000 | 82,825,000 | 83,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,453,000 | 20,422,000 | 31,306,000 | 41,960,000 |
| Interest expense | 3,268,000 | 6,343,000 | 9,214,000 | 11,994,000 |
| Net interest income | 7,185,000 | 14,079,000 | 22,092,000 | 29,966,000 |
| Noninterest income | 1,802,000 | 4,035,000 | 6,078,000 | 9,123,000 |
| Noninterest expense | 5,613,000 | 11,394,000 | 17,327,000 | 24,723,000 |
| Provision for loan losses | 100,000 | 350,000 | 1,050,000 | 1,250,000 |
| Pretax income | 3,360,000 | 6,907,000 | 11,747,000 | 15,230,000 |
| Income tax | 0 | 0 | 0 | -1,000,000 |
| Net income | 3,360,000 | 6,907,000 | 11,747,000 | 16,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,267,000 | 73,813,000 | 78,653,000 | 82,604,000 |
| Total capital | 73,351,000 | 79,966,000 | 85,260,000 | 89,141,000 |
| Risk-weighted assets | 557,893,000 | 578,276,000 | 579,455,000 | 573,928,000 |